Retirement Transition Process and Living Off of Your Money

The actual act of retirement is more than notifying HR and doing a 401(k) rollover.

There’s a lot to analyze, like:

How to get health insurance before Medicare starts?

When to claim Social Security?

How much is too much to withdrawal from your investments?

How much to keep in safer investments versus growth-oriented ones?

Where to pull the money for living expenses so you do not trigger higher tax rates?

How to organize all these things so that if the spouse that is the primary finance person dies first, the survivor will not be overwhelmed with managing all this throughout retirement?

Our associates have been helping retirees with these things for over a quarter century.  We’ve guided clients as they journey through the phases of growing their net worth in order to retire, becoming new retirees, dealing with the loss of a spouse, and finally, helping their grown kids with the assets after both parents are gone. 

Trying to organize all of this at once during the excitement of retiring from your job or business can be overwhelming.  We help clients chip away at this in bite-size chunks.

To discuss how having us help you in this pursuit would work, contact us at info@ryanpoage.com.